Keep more revenue
0.2% + $0.20 per payment is a fraction of card processing, and there are no monthly fees. Free to open.
Stripe alternative
A Stripe alternative that settles on-chain
Keep the developer experience you love, but get paid in stablecoins that settle in seconds, with no chargebacks, far lower fees, and funds that land in a wallet only you control.
Why look for a Stripe alternative?
Card processors like Stripe are excellent, but they were built for cards. That means processing fees of roughly 2.9% plus a fixed fee, payouts that take days, chargebacks that can claw back revenue months later, and coverage that stops at the borders of the card networks. Your balance also sits with the processor, which can freeze or hold it.
Sendbase takes a different approach. It is self-custodial stablecoin infrastructure: customers pay in USDT or USDC, settlement is on-chain in seconds, payments are final, and the money lands in a wallet only you can move. You get a Stripe-compatible API so your team keeps its workflow, and you can still accept cards by connecting your own Stripe account.
Side by side
Card processors vs Sendbase
| Typical card processor | Sendbase | |
|---|---|---|
| Fee to accept | ~2.9% + fixed fee | 0.2% + $0.20 |
| Settlement | 2 to 7 days | Seconds, on-chain |
| Chargebacks | Yes | None (final on-chain) |
| Custody of funds | Held for you | Self-custodial, your wallet |
| Global reach | Card-country limited | Anyone with a wallet |
| Pay in USDT & USDC | No | Yes |
| Charge AI agents (x402) | No | Yes |
| Accept cards | Native | Via your own Stripe |
Card fees shown are typical industry rates and vary by provider and plan.
Why teams switch
What you gain on-chain
No chargebacks
On-chain payments are final once confirmed. Refunds are yours to issue, on your terms.
Own your funds
Money settles to a self-custodial wallet. Sendbase cannot freeze, drain, or hold your balance.
Familiar API
Stripe-compatible checkout sessions and charges mean your team swaps the import and keeps its code.
Global from day one
Anyone with a stablecoin wallet can pay, and no-BNB payers get their gas sponsored.
Cards too
Connect your own Stripe to accept cards in the same checkout, with the card money landing in your Stripe.
FAQ
Questions, answered
Sendbase is a stablecoin-native alternative for accepting payments: self-custodial, no chargebacks, and far cheaper than card processing. You can also keep accepting cards by connecting your own Stripe, so many teams use both together rather than choosing one.
Card processors typically charge around 2.9% plus a fixed fee per transaction. Sendbase charges 0.2% + $0.20 per payment collected via link, checkout, or API, with no monthly fees, and it is free to open. See pricing.
Largely, yes. Checkout sessions and charges mirror Stripe's shapes, with idempotency keys and pagination, so teams swap the import and key and keep most of their code. See developers.
Switch to on-chain payments
Open a free, self-custodial business account and start accepting stablecoins in minutes.