Accept stablecoins

Accept USDT & USDC payments

Take stablecoin payments from customers anywhere and settle straight to a wallet only you control. No chargebacks, fees far below cards, and a Stripe-compatible API. You can accept cards too.

Create a business account View the API reference

What does it mean to accept USDT payments?

USDT (Tether) and USDC (USD Coin) are dollar-pegged stablecoins. Accepting them lets your customers pay in digital dollars that settle in seconds on BNB Smart Chain, with no chargebacks and fees far below credit cards. With Sendbase, each payment settles to a self-custodial wallet that only you can move, so you never trust a platform to hold your money. Every payment is on-chain and verifiable on BscScan.

It works for online stores, SaaS and API businesses, freelancers, marketplaces, and cross-border teams who want to get paid in stablecoins without giving up control of their funds.

How it works

Accept USDT payments in four steps

From sign-up to settled, without giving up custody of your funds.

  1. 1

    Create a free account

    Sign up at business.sendbase.io with your email. A self-custodial wallet is generated on your device, with a 24-word backup.

  2. 2

    Create a link or add the API

    Make a payment link or hosted checkout in seconds, or drop the Stripe-compatible API into your app or website.

  3. 3

    Your customer pays

    They pay in USDT or USDC from any wallet. Customers without BNB get their gas sponsored, and you can also accept cards via your own Stripe.

  4. 4

    Get paid and pay out

    The payment settles on-chain to your wallet, verifiable on BscScan. Pay out to your own address whenever you choose.

Ways to get paid

Five ways to accept stablecoins

Payment links

Create a shareable link in seconds and send it by email, chat, or QR code. Use a fixed amount, or let the customer enter their own.

Hosted checkout

Send customers to a clean, ready-made checkout page. They pick USDT or USDC, or pay by card, and you get a receipt on both sides.

Stripe-compatible API

Create checkout sessions and charges with an API that mirrors Stripe. Swap the import and key, keep your existing code.

Per-invoice addresses

Every invoice gets its own on-chain address, so payments reconcile automatically and cleanly against each order.

Recurring billing

Set up subscriptions that email your customer a fresh pay link each cycle, weekly, monthly, or yearly.

Cards via your own Stripe

Prefer cards for some customers? Connect your own Stripe key and offer stablecoins or cards in the same checkout.

Why accept stablecoin payments with Sendbase

  • Self-custodial. Funds settle to a wallet only you control. Sendbase never holds them and cannot freeze or drain them.
  • No chargebacks. On-chain payments are final once confirmed, so there are no fraud reversals eating your revenue.
  • Low fees. 0.2% + $0.20 per payment, far below typical card processors. Free to open, with no monthly fees.
  • Fast and global. Payments settle in seconds on BNB Smart Chain for a few cents in gas, from customers anywhere.
  • Cards too. Accept USDT, USDC, or cards through your own Stripe, all in one checkout.
  • Refunds when you need them. Issue a full or partial refund back to the customer's wallet in a click.
  • Built for developers and AI agents. A Stripe-compatible API, signed webhooks, and x402 pay-per-call for machine payments.

Prefer to convert what you collect into local currency? You can also swap USDT for local cash with a trusted counterparty using Sendbase Business P2P, protected by on-chain escrow.

How much does it cost to accept USDT payments?

Opening a Sendbase business account is free, with no monthly fees and no setup cost. You only pay 0.2% + $0.20 on each payment you collect through a payment link, hosted checkout, or the API, deducted automatically when you pay out. Receiving deposits into your wallet is free, and card payments run on your own Stripe with no Sendbase fee. See the full pricing for details.

FAQ

Accepting USDT payments, answered

Yes. Payments settle on-chain to a self-custodial wallet that only you can move. Sendbase never holds your funds and cannot freeze or drain them, and every payment is verifiable on BscScan.

No. Customers can pay from any BEP-20 wallet, and customers without BNB for gas can have it sponsored so they still pay easily. You can also let customers pay by card through your own Stripe account, in the same checkout.

No. On-chain stablecoin payments are final once confirmed, so there are no fraud chargebacks. If you want to return money to a customer, you can issue a full or partial refund yourself.

Sendbase supports USDT and USDC (BEP-20) on BNB Smart Chain. You can accept either or both and let the customer choose at checkout.

It is free to open a business account, with no monthly fees. You pay 0.2% + $0.20 per payment you collect through a payment link, hosted checkout, or the API, far below typical card processors. Receiving deposits into your wallet is free.

Stablecoin payments settle in seconds on BNB Smart Chain. Funds arrive in your own wallet, and you can pay out whenever you choose.

Start accepting USDT & USDC

Open a free, self-custodial business account and take your first stablecoin payment today. No monthly fees, you hold the keys.

Create a business account View the API reference